Effective Date: 15th january 2017
Collection and Use of Non-PIWe also collect non-PI − data in a form that does not permit direct association with any specific individual. We may collect, use, transfer, and disclose non-PI for any purpose. We may collect information such as occupation, language, zip code, area code, unique device identifier, IP address location, and the time zone where the our website is used so that we can better understand customer behaviour and improve our services.
Disclosure to Third PartiesAt times we may make certain PI available to strategic partners that work with us to provide services, or that help us market to customers. For example, when you make a payment for opening your account with us, you authorize us and our third party payment processor to exchange the payment information you provide to carry out the process for opening your account on our website. PI will only be shared by us to provide or improve our services; it will not be shared with third parties for their marketing purposes.
Disclosure to other usersIf you are an account holder/ user, the information that you post (other than your payment information) is available to other account holder/ users of our website and our services. Information (including PI) and content that other users/ account holders post to our Website also will be available to other visitors to our Website.
Service ProvidersWe share PI with companies who provide services such as hosting information, information processing, extending credit, fulfilling customer requests, managing and enhancing customer data, providing customer service, assessing your interest in our services, and conducting customer research or satisfaction surveys.
OthersIt may be necessary − by law, legal process, litigation, and/or requests from public, governmental or competent authorities within or outside your country of residence − for us to disclose your PI. We may also disclose information about you if we determine that for purposes of national security, law enforcement, or other issues of public importance, disclosure is necessary or appropriate. We may also disclose information about you if we determine that disclosure is reasonably necessary to enforce our Terms and Conditions or protect our operations or users. Additionally, in the event of a reorganization, merger, amalgamation or sale or otherwise we may transfer any and all PI we collect to the relevant third party.
Protection of PIWe take precautions — including administrative, technical, and physical measures — to safeguard your PI against loss, theft, and misuse, as well as against unauthorized access, disclosure, alteration, and destruction.
Access to PIFor other PI, we make good faith efforts to provide you with access to such PI so you can request that we correct or delete the PI we have about you. We may decline to process requests that are unreasonably repetitive, require disproportionate technical effort, jeopardize the privacy of others, are extremely impractical, or for which access is not otherwise required by local law. Access, correction, or deletion requests can be made by contacting us at [email protected].
EligibilityWe do not knowingly collect PI from persons under 18. If we learn that we have collected the PI of a child under 18, we will take steps to delete such information.
Location-Based ServicesIn some cases we collect and store information about where you are located, such as by converting your IP address into a rough geolocation. We may use location information to improve and personalize our services for you.
Commitment to Your PrivacyWe will endeavour to protect the information that we collect from or about you (including your PI) from unauthorized access, use or disclosure. Please be aware, however, that no method of transmitting information over the Internet or storing information is completely secure. Accordingly, we do not guarantee the absolute security of any information.